Accountants in Northampton for tradespeople, small businesses, landlords and individualsYour numbers handled. Your evenings back.
M&A Accountants is an independent practice in Kislingbury, Northampton. Most of our clients are tradespeople, and we also look after limited companies, sole traders, partnerships, landlords and individuals, with clear advice, fees agreed up front and an accountant who knows your numbers.
Monday to Friday, 9am to 5pm · Free, no-obligation first conversation · Quote within one working day
Prefer to speak directly to Craig, our senior partner? Call 07949 534119.
Electricians, plumbers, builders and every trade in between.
Most of our clients work with their hands. We deal with CIS, the VAT reverse charge, van and tool claims and the sole-trader-or-limited question every week, so you get straight answers from people who know the trades.
- CIS registration, monthly returns and reclaiming what has been deducted from you
- VAT, the flat rate scheme and reverse-charge invoices done correctly
- Vans, tools and workwear claimed in full
- Photograph receipts from the van and we do the rest
Everything your business needs from an accountant, under one roof.
From keeping the books straight to planning your next move, with specialist help when a mortgage or a cash-flow problem needs it.
Accounts & bookkeeping
Year-end accounts, management accounts and tidy books kept up to date, so you always know where you stand.
Find out moreTax returns & VAT
Self assessment, corporation tax and VAT returns filed accurately and on time, with the reliefs you are entitled to.
Find out morePayroll & CIS
Payroll, pensions auto-enrolment and RTI for your staff, plus CIS returns and statements for your subcontractors.
Find out moreBusiness advisory
Cash flow, forecasting, structure and growth planning with an accountant who understands your figures.
Find out moreMortgage guidance
Getting your accounts and tax records mortgage-ready, with an introduction to an FCA-authorised broker when you need advice.
Find out moreInsolvency & debt guidance
Straight answers when cash is tight, and the right route forward explained clearly.
Find out moreMaking Tax Digital is here. We handle it for you.
From April 2026 sole traders and landlords move to digital records and quarterly updates to HMRC. As a registered HMRC agent we set up the software, keep your records in order and make every submission on your behalf.
- We confirm whether and when MTD applies to you
- We set up HMRC-recognised software and connect your bank
- We review and submit all four quarterly updates and the final declaration
- You get a quarterly picture of profit and tax to date
Built around the people who actually run small businesses.
Tradespeople
CIS, VAT, vans and tools, and the right structure for your trade.
Limited companies
Statutory accounts, corporation tax, payroll and director tax planning.
Sole traders & partnerships
Bookkeeping, self assessment, partnership returns and Making Tax Digital, kept simple.
Landlords
Property income, capital gains and whether to incorporate.
Start-ups
The right structure from day one, registered and set up properly.
Individuals
Tax returns for higher earners, side incomes and complex affairs.
Talk, switch, relax. Getting started takes one conversation.
Whether you are starting out or moving from another accountant, we make the first steps simple and handle the handover for you.
Talk
A free first conversation, in person at our Kislingbury office, by phone or by video. We learn how your business works and what you need, and you get a written quote within one working day.
Switch
We contact your previous accountant for your records, register as your agent with HMRC and Companies House, and set up your filing calendar. You do not have to chase anyone.
Relax
Books kept up to date, every deadline diarised and met, and an accountant who knows your business on the end of the phone when you need advice.
Honest, experienced and personal.
Transparent and honest
We tell you what we think, explain the figures in plain English and agree our fees before we start. No surprises on either side.
Experienced in tax
Our team keeps up with the constant changes to tax law and regulation so that you do not have to, and applies them to your situation rather than a generic one.
Personal attention
Every client’s affairs are different. You deal with someone who knows your business and your history, not a call centre.
Plain-English guides to the changes that affect you.
CIS explained: deductions, refunds and gross payment status
How the Construction Industry Scheme works for subcontractors and contractors, how to get deducted tax back, and when gross payment status is worth applying for.
What can you claim as a self-employed tradesperson?
The expenses HMRC accept for electricians, plumbers, builders and other trades, the ones they do not, and how to claim for your van.
Key tax dates for 2026/27
Every deadline that matters for sole traders, landlords, employers and limited companies in the 2026/27 tax year, in one place.
What is changing right now.
The Budget, interest rates, HMRC deadlines and the rule changes that land on small businesses, in a few lines each.
Thinking of switching accountant? It is easier than you think.
Tell us a little about your business and we will come back to you within one working day with how we can help and what it will cost. Or speak directly to Craig, our senior partner, on 07949 534119.